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“Personal Information” is information about an identifiable individual such as contact information, account numbers, or details such as age, marital status, and financial information
We collect personal information through various means:
When you come to our Website, you may be prompted to provide certain information regarding your contact information and financing needs.
When you register for an account on our Website we will collect your email address and a password you choose in order to create and administer such account, which will enable you to access information about your application and/or advance. We strongly recommend that you do not disclose your password to anyone. We will never ask you for your password in any unsolicited communication (such as letters, phone calls or email messages).
When you apply for an advance, we will collect information about you which may include your name, contact information (such as mailing address, phone numbers and email address, length of time at address), date of birth, purpose of the advance, income, employee status and payroll, whether your rent or own your current home and with respect to your new potential home information, value and appraisal, information relating to the advance (how much you need, purpose of advance) credit related information. We will use this information for certified lenders to assess your application and determine your eligibility for an advance. You may be asked to provide your consent to a credit check (see section on Credit Reports below).
If we do not receive a complete credit check, additional information may be collected including your proof of income, your bank account number, proof of identification documents and information regarding your business. We may also collect personal information and references with your consent.
When you apply for an advance, we will obtain your consent to collected credit-related information from consumer reporting agencies in order to help our lenders determine your eligibility for an advance.
Breeze may also collect information that allows us to identify you or to meet tax, anti-money laundering and other “know your client” legal and regulatory obligations (e.g., name, Social Insurance Number (SIN) (if provided), date of birth, occupation, and government-issued identification).
Breeze may also collect information that helps us to understand more about you including how you like to do business and what types of products, services or offers you may like (e.g., language and communication preferences, location, demographics and interests).
We are not a broker or a loan agent. The personal information we receive pursuant to your applications (including information received from third parties, with your consent) and your online registration will be used for the following purposes:
The personal information that we obtain from you through our surveys and customer research is used in an aggregated, non-personally identifiable form to help us understand our customers and to enhance our product and service offerings.
Breeze and other third party companies that we share information with as described above, may use personal information for any legal purpose, including, but not limited to, developing and promoting new or joint products, improving existing products and services, and contacting you to offer products and services that may be of interest to you. We may also disclose personal information to companies who perform services on our behalf or to other financial institutions with which we have joint marketing agreements.
When you visit our Website, we and our service providers may collect internet protocol addresses (“IP addresses”) and other related information (such as, browser type, operating system, page requests and average time spent on our Website and each page) from all visitors, even if the visitor does not directly provide us with any personal information. This information is used to help us understand our Website activity, and to monitor and improve the Website.
Breeze and our service providers, use various web technologies, including web beacons and cookies. A cookie is a small file created by a web browser on your computer when you visit a website or a particular page of a website. Some cookies last only as long as your session, and others may be stored on your hard drive, until deleted by you, so we can recognize you when you return. Cookies can enhance the convenience and use of the Website for you. As an example, cookies may help to recognize you as a previous user of the Website, track your activity on the Website and facilitate your experience on the Website. Web beacons are often used in conjunction with cookies and are tiny graphic images we may place on our website pages or in our emails that may be used to measure such things as response rates to our communications, what pages you view on our Website and to help us to improve our Website and any promotions.
The Website also uses and displays interest-based advertising using information you make available to us when you interact with our Website, content, or services. [Breeze may, by using third party cookies, market its products, services or community initiatives on another company’s website (e.g., remarketing). The content of this marketing may be based on information we know about you, such as your browsing behavior on our Website. We will not, however, as part of this marketing, share any such personal information with third parties. If you access one of these marketing ads, we may also track the response rate and the website activity associated with each marketing.]
Information obtained from using Web Technologies may be used by us or our service providers to (i) provide you with our online products, services and support; (ii) personalize your user experience including offering you personalized marketing and offers; (iii) communicate and provide alerts to you; (iv) allow us to better understand your interest in the products and services we offer and any future contemplated products and services; (v) evaluate the effectiveness of our Website, communications, marketing, and offers or promotions; (vi) measure and analyze Website usage in order to improve the Website’s functionality
Depending on your web browser, you may set your browser to notify you when you receive a cookie or to not accept certain cookies. If you do this, you will still be able to use our Website, however, you will not have access to the full experience of our Website and certain features of our Website may not be available to you. Please check your browser’s online help for further information on how to change your cookie settings.
Your privacy is important and your personal information is protected using appropriate, commercially reasonable security safeguards. We do not warrant the security of any transmission to or from our Website.
We use the following technologies to help us to protect your personal information:
At the time of sign up, you are providing us with consent to send you electronic messages in compliance with Federal Anti-Spam Legislation. This consent includes permission for us to share your email address with third parties under certain conditions. We do not share any email address you provide to us with other companies to market their products or services.
We use servers to deliver and report on the progress of email programs and to maintain service and fulfill products and services. When we use a service provider, we prohibit them from using your email address for any other purpose.
We will use the email address(es) you provided to present you with information about your account. This may include, but is not limited to, activating your account(s), account past due notices, available rates, and adding an authorized user.
We will track the activity of an email (for example, were graphics viewed, was the email opened, links clicked), to allow us to measure the effectiveness of the email, to provide future offers, and for fulfillment of products and services. Additionally, for your convenience, we may pre-fill online forms with your email address.
Breeze will make reasonable efforts to keep your personal information accurate, however, we rely on you to advise us of any changes to your personal information, including to your contact information.
If you have any questions, comments or complaints then please contact firstname.lastname@example.org