If you’re a YouTube creator running your own business, you’ve probably noticed how traditional banks don’t really “get” what you do. Applying for a business loan as a creator can feel like explaining an alien concept, and even then, it usually ends with a “no.”
That’s why Breeze Funding was created — to help established creators access the capital they need to grow, without giving up equity or creative control over their channels. Below, we’ve answered some of the most common questions we get about Breeze funding and how it works.
Why was Breeze funding created?
YouTube creators operate real businesses, but traditional banks often don’t understand them well enough to offer fair or flexible funding. Breeze was created to fill that gap.
Our goal is to give creators access to the same type of growth capital that other business owners get, all without giving up equity or creative control. It’s funding designed for creators, by people who understand the creator economy.
Who is Breeze creator funding designed for?
Breeze funding is built for established YouTube creators who are ready to take their business to the next level.
I have a YouTube channel, but am I eligible for funding from Breeze?
Not all channels are eligible, but if you’re an established creator with consistent AdSense revenue, you may qualify.
Breeze funding is designed for monetized channels with a minimum of $8,000/month in AdSense earnings over the past year. Since our funding is based on your AdSense performance, consistent revenue is key.
How much can funding can my channel get?
We look at your channel’s historical AdSense revenue to determine how much funding we can offer.
The exact amount depends on how much your channel's AdSense can handle. It is important we don't overextend your advance to the point that the payments are so high you have no working capital left.
That being said, if your channel earns $100,000s per month, we can lend well into the millions!
I have more than 1 channel, is there anything that you can do?
Yes! We can bundle multiple channels into a single deal. This often helps increase the overall funding amount we’re able to offer.
How can I use the funds?
Use your funds however you see fit! The creators that have seen the biggest return are reinvesting their funds back into their channel, for business expenses, studio build out, new equipment, hiring a bigger team or big projects they've been eager to take on.
What does Breeze funding cost?
There’s no such thing as free money, but there is transparent funding. We keep you in the loop from start to finish on how much the funding will cost.
We don’t charge a percentage of earnings during the term; instead, you repay the principal plus a fixed fee agreed upon at the start of your contract.
If your channel grows, you never owe more than that original fixed amount.
How does repayment work?
Payments are made monthly over 12 to 36 months, depending on your agreement. Remember: the repayment amount is fixed. That means no surprises or shifting interest rates down the road.
Any hidden costs to funding?
No hidden fees here, and no surprise bill when tax season rolls around. Your Breeze advance is tax-free, and the fee you pay is tax-deductible. This means you could actually save money when tax season rolls around.
Does Breeze take equity?
No. Breeze does not take equity in your channel. We simply provide a cash advance so you can continue to run your business without our input.
Who owns my content IP?
You retain full creative control of your IP & content.
What are my requirements during repayment?
It’s pretty simple: keep your channel active and monetized & make your payments on time and in full! We don’t dictate your posting schedule, but your channel must remain in good standing with YouTube during the funding term.
Do I have to take the full amount I’m eligible for?
Not at all. You can choose to take only what you need.
We’d rather you use your funding strategically than feel pressured to take a larger amount. Many creators return for additional funding later, once they see results and need more capital for their next big move.
Do funds come in installments?
No, your funding is provided as a lump-sum payment.
You get the full agreed-upon amount upfront, giving you immediate access to the capital you need without waiting on staged payouts.
If my channel takes off, can I get more funding?
Yes! Many creators return for what we like to call a “top-up”.
If your channel’s AdSense revenue increases or you launch new projects, we can reassess your numbers and offer additional funding to keep your growth going strong.
At Breeze, our mission is simple: to help creators scale their channels without sacrificing ownership or freedom. We believe in empowering creators to build sustainable, long-term businesses and we’re here to help you do just that.
If you think you might qualify for Breeze funding or want to learn more about how it works, get in touch with our team! We’d love to chat about your channel and your goals.
